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If you are living paycheck to paycheck, you’re in good company. Some studies report that 75 percent of people in the USA do this. In fact, most people cannot deal with a $500 unexpected expense without borrowing the money or dipping into savings.

What’s worse is that according to CNBC.com, only about 29 percent of the population in the USA has at least six months' living expenses saved. All these facts are simply to let you know that you’re not alone. If you're interested in learning more, download this guide today.